Terms and Conditions

Privacy of Information

To review the ID Experts policies concerning the privacy of personal information, please refer to the ID Experts Privacy Policy.

Availability of Access

ID Experts will notify participants, by posting notices on this site or by e-mail, of scheduled maintenance or upgrade work that may make the ID Experts Member Services section of this Web site unavailable for more than two hours. ID Experts does not warrant that the Member Services section of this Web site will be available on a continual 24-hour basis. The participant acknowledges that the traffic of data through the Internet may cause delays during the download of information from the ID Experts Member Services section of this Web site and shall not hold ID Experts liable for delays that are ordinary in the course of Internet use.

Intellectual Property Ownership

The participant recognizes that the entire content of the ID Experts Web site is ID Experts copyrighted and trademarked intellectual property. The participant shall not copy, republish, or distribute any copyrighted or trademarked material presented on the Web site, nor make any commercial use of the Web site or content of the Web site.

Choice of Law

This Agreement shall be construed and controlled by the laws of the state of Oregon. Any dispute concerning or breach of the terms of this Agreement will be governed by the laws of the state of Oregon.

No Web Site Warranties

The information and services, including, without limitation, the information and services contained in the protection test/plan section of this web site provided by ID Experts, are provided "as is," without warranty of any kind to the participant or any third party, including, but not limited to, any express or implied warranties of merchantability, fitness for a particular purpose, noninfringement, or accuracy of the informational content.

ID Experts makes no representation as to the accuracy, timeliness, or completeness of this web site's materials. ID Experts may from time to time modify or otherwise change the information contained in this web site without notice, and the participant agrees that any such modification or change shall not be deemed a waiver of these limitations. ID Experts specifically disclaims any duty to update the information contained on this web site.

ID Experts shall not be liable to participants or any third party for loss of profits, loss of use, interruption of business, or any direct, indirect, incidental, or consequential damages of any kind arising out of or in connection to this web site.

Web Site Links

ID Experts shall not be responsible for the content of any Web sites to which this Web site provides links.

Indemnification

The participant agrees that it shall indemnify, hold harmless, and defend ID Experts, its officers, directors, employees, third-party providers, and agents against any disputes, claims, or damages of any nature brought by the participant or by any other individual or entity resulting from, or in any way involving, the participant's use of this site.

Entire Agreement/Modification

These Terms of Use constitute the entire agreement between ID Experts and the participant with respect to the participant's use of this Web site. This agreement supersedes any and all other agreements, either oral or written, between the participant and ID Experts with respect thereto. ID Experts may, from time to time and at its sole discretion, modify, amend, or otherwise alter the terms and conditions of these Terms of Use and the content of this Web site. The terms and conditions in effect at the time of the participant's use of this Web site shall govern such use.

Arbitration

The participant agrees to have any unresolved claim or dispute submitted to binding arbitration for resolution. Such arbitration shall take place in Portland, Oregon, and shall be conducted in accordance with the rules of the American Arbitration Association in effect at that time.